Subprime Credit Finance
There was a lot of competition in the Subprime Credit Finance category, but some familiar names once again rose to claim the top spots.
Subprime Credit Finance
After winning the Platinum Award last year, Regional Acceptance Corporation reclaimed the Diamond Award in 2012, which it previously held in 2010. Additionally, the company has won a total of seven awards in this category. “Over the years we have strived to build and maintain strong relationships with our dealers. We have offered buying consistency, funding stability and deal structure flexibility,” stated Ron Wooten, senior vice president and chief administrative officer of Regional Acceptance Corporation. “These things have allowed dealers to deliver more deals and deals with higher profitability. We believe the survey results show that our dealers view Regional Acceptance as a reliable and valued business partner.”
After hitting Gold last year, Capital One Auto Finance (another frequent winner) jumped up to take the Platinum Award for 2012, marking the company’s fourth award in this category. Wells Fargo Auto Finance also held onto a spot in the top three with the Gold Award, closely followed by GM Financial/AmeriCredit in fourth place, Chase Custom in fifth and Santander Consumer USA in sixth.
Company | Award | Score |
Regional Acceptance Corporation | Diamond | 109.2 |
Capital One Auto Finance | Platinum | 102.3 |
Wells Fargo Auto Finance | Gold | 101.6 |
GM Financial/AmeriCredit | 101 | |
Chase Customer | 98.5 | |
Santander Consumer USA | 98.4 | |
Group Average | 97.6 |
Vol. 9, Issue 4
More Dealer Ops
Why Outsourced Accounting Succeeds—or Fails
The business move can give dealers an edge, though it must be approached in the right way to make it work well over time.
Read More →
How to Avoid Phone Scams | Dealer Debrief 09/10/2026
Are you taking the necessary steps to protect your dealership and customer data from phone-based scams? This week's Dealer Debrief breaks down how!
Read More →
Dealer Debrief: August Auto Sales
Gas-powered engines still dominate the U.S. vehicle market, but hybrids are gaining ground as consumers look for ways to cut their gas costs.
Read More →
Dealership Profits Decline
While new and used retail sales stagnated, dealerships have been particularly supported by fixed operations and finance-and-insurance profits, according to a new report.
Read More →
Dealer Debrief: Defection Data & EV Updates
In this week's debrief, host Lauren Lawrence discusses how to use defection data to your advantage and the latest on EV sales and charging infrastructure.
Read More →
How Defection Data is Bridging the Dealership Conversion Gap
Lead volume is flat, cross-shopping is up and brand loyalty is in retreat. As confident sales teams keep losing buyers they thought they had, daily industry sales data is showing dealers exactly where their funnel is breaking and how to fix it without buying a single new lead.
Read More →
Dealer Debrief: Where are you losing customers?
In this week's debrief, host Lauren Lawrence discusses the hidden leaks in dealerships where you might be losing customers without even realizing it.
Read More →
Dealer Debrief: Improving Your Inventory Management
In this week's debrief, host Lauren Lawrence covers a new survey that shows what service technicians really want and two launches that could help improve your inventory and vehicle life cycle management.
Read More →
Ladies and Gentlemen, This Is a Dealership: Why the Fundamentals Still Decide Who Wins
A teaching moment by a legendary football coach happens to apply perfectly in the auto retail space. Learn what it is and how to use it to your store’s advantage.
Read More →
Dealer Ads and the FTC
The agency has made it clear in recent enforcement actions and warnings, in auto retail and other industries, that advertised prices must include all nonoptional costs to the consumer.
Read More →