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Alan Mosher

Senior Consultant

Articlesby Alan MosherOctober 3, 2012

Ten Characteristics of BHPH Customers

BHPH expert Alan Mosher looks at 10 key traits exhibited by most buy here pay here customers and what it all means for BHPH dealers.

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Articlesby Alan MosherJuly 24, 2012

The Most Important Collections Tool

Buy here pay here expert Alan Mosher explains why the credit application is the most important collections tool for a BHPH dealer.

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Articlesby Alan MosherJune 17, 2012

The Three Generations of Buy Here Pay Here Dealers

Buy here pay here expert Alan Mosher compares different generations of BHPH and looks at how today’s top operations are preparing to lead the way into the future with generation three.

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Articlesby Alan MosherMay 17, 2012

CRM Tools and Dealer Controlled Financing

BHPH Expert Alan Mosher discusses managing interaction with with both prospective and existing customers in the BHPH and LHPH business.

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Articlesby Alan MosherMarch 20, 2012

Automatic Payment Plans – Good vs. Evil

BHPH Expert Alan Mosher debates the pros and cons of automatic payment plans.

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Articlesby Alan MosherJanuary 2, 2012

Two Choices to Deal with Dramatic Increases in Wholesale Vehicle Costs

Alan Mosher looks at the options available for buy here pay here dealers to adjust to increased wholesale vehicle prices.

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Articlesby Alan MosherNovember 7, 2011

Price Inventory for Appropriate Gross Profits

At the conventional retail lot, everyone tries to hit a home run on every deal’s gross profit, but pricing BHPH inventory higher to gain additional gross could result in greater losses due to higher collection costs, delinquencies, repossessions and charge-offs. BHPH expert Alan Mosher discusses how to determine an inventory pricing strategy to avoid this risk, a concept he terms “hitting doubles.”

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Articlesby Alan MosherSeptember 29, 2011

Four Sources of BHPH Inventory

Buy here pay here expert Alan Mosher discusses a few of the sources dealers can turn to in order to find more vehicles that fit their BHPH business model.

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