Payless® Car Sales and JM&A Group Sign Program Agreement 

St Petersburg, FL - Payless® Car Sales, Inc., America’s Used Car Company®, announced today that a program agreement has been signed with JM&A Group to administer its Payless AssuranceSM Certified Pre-Owned Program.  The agreement also provides for Payless® Car Sales franchised dealers to have access to JM&A Group’s full line of industry-leading Finance and Insurance (F&I) products.

The Payless AssuranceSM program will be launched in November and includes a 125-point quality assurance inspection, free vehicle history report, limited warranty, travel breakdown protection, rental car coverage and roadside assistance.  The features contained in the Payless AssuranceSM program will enhance the marketing efforts of participating Payless® Car Sales franchised dealers by connecting with customers and communicating the ‘assurance’ and ‘peace of mind’ messages to people shopping for a quality pre-owned vehicle.  The program will also strengthen the Payless® brand name both nationally and internationally.

“Teaming with JM&A Group is a tremendous step forward for us and our dealers,” said Keith Wiesman of Payless®.  “JM&A Group brings a wealth of certified pre-owned expertise to our program, and we are excited to have their talents and resources at our disposal.  Most importantly, the associates employed by JM&A Group are among the best car people in the industry and this agreement will make their field support and world-class training available to all of our Payless® Car Sales franchised dealers.”

“We look forward to working with Payless Car Sales franchised dealers and customers, and to leveraging our products and people to enhance the great line-up of services already offered,” said Forrest Heathcott, president of JM&A Group.

About Payless®
Payless® Car Sales, Inc., based in St Petersburg, FL, is a subsidiary of Avalon Global Group.  Avalon has over 40 years of franchising experience in the automotive industry.  The Payless® Car Sales subsidiary is known as America’s Used Car Company® and awards franchises to qualified new car dealers and top-flight used car dealers in the continental U.S.  To learn more about the Payless® Car Sales franchise opportunity contact Keith Wiesman or visit

About JM&A Group
JM&A Group ( is one of the largest independent providers of finance and insurance (F&I) products in the automotive industry.  The group of four companies provides more than 3,000 automotive dealerships and retail automotive outlets with a variety of products such as new and used vehicle protection plans, used vehicle certification programs, pre-paid maintenance plans, GAP protection programs, VIN etching and F&I training for sales, service departments and used car sales operations and consulting services.  With more than 30 years of experience, JM&A Group’s inter-related companies sold 2.0 million vehicle-related service and maintenance contracts in 2010.  JM&A Group is a division of JM Family Enterprises, Inc. (JM Family) ( of Deerfield Beach, Fla., a diversified automotive company ranked by Forbes as the 33rd- largest privately owned company in the U.S. JM Family is currently ranked No.16 by FORTUNE® as one of the 100 Best Companies to Work For, its 13th consecutive year on the list.